Legal Question in Civil Litigation in Michigan
I have just been served a summons and complaint stating I am being sued for the amount due on a credit card acct. that I have defaulted on. The debt is mine and so I called the card company and made arrangements to make monthly payments on the account. What do I do now? Do I go to the court clerks office? and what to do when I get there? I asked the office handling my debt and they did not give me a satistactory answer. The total amount of my debt is $3,659.53 and I told them I can pay them $80 per month, and they accepted. Please help me, I do not know what to do next. I am currently not working and my husband is our only income. We were both unemployed at the same time and are just now catching up with our bills.
1 Answer from Attorneys
You need to get a settlement agreement and payment plan drafted up by the plaintiffs attorney, to be filed in the court instead of a judgment. This is key. Then the case gets dismissed unless you mess up the payment plan. Visit kliszlaw.com to discuss further. Tim Klisz