Legal Question in Insurance Law in Michigan

Life insurance and suicide

My father committed apparent suicide on July 16, 2008. His life insurance policy has a 2-year clause that states only premiums will be paid out if the applicant commits suicide within 2 years of the policy date, which was August 1, 2006. Meaning, he committed suicide 2 weeks before his policy would have paid out completely. Is there any legal recourse for this? Is there a scenario where this money could be collected?

Sincerely,

Michael


Asked on 7/31/08, 3:39 pm

1 Answer from Attorneys
Audra Arndt Audra A. Arndt & Associates, PLLC

Re: Life insurance and suicide

Probably not - those clauses are fully enforceable in Michigan.

If you want to retain me to review your life insurance policy and provide you with a thorough legal opinion, please contact me.

Sorry for your loss and your difficult situation....

Thanks.

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Answered on 8/01/08, 11:32 pm


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