Legal Question in Real Estate Law in Michigan

Re: Home ownership/unmaried couples

Both she and the boyfriend are obligated on any contracts they entered. If he does not pay, she will be forced to pay if she does not want her credit affected. If she cannot afford the home, she should put it up for sale, find a tenant who can afford it, etc. She can also file for bankruptcy and try to reaffirm the debt entering a new contract with the lender.

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Re: Home ownership/unmaried couples

If she is on the mortgage, failure to pay the mortgage will hurt her credit. It will also hurt his credit, provided they are both on the mortgage. If he doesn't want bad credit he needs to be made aware of the situation so a reasonable solution can be worked out to soften the blow on both of their credit. She cannot keep the house if she cannot afford to keep the house, as it is unlikely the ex boyfriend is going to want to pay for a house he isn't even living in. Selling the house is probably the best way to go. Abandoning the home is not the smartest idea as it decreases the value of the home even more which can adversely effect your daughter and her ex in a foreclosure proceeding.