Legal Question in Real Estate Law in Michigan

Possible Lien

My husband owned a mobile home. We purchased a house and after a year of trying to sell the mobile home without success he voluntarily surrendered it to the finance company. The sold it at auction for $10,000. He owed $28,000. They said we need to pay $15,000 or the would take legal action and put a lien on our house. My question is since the house is in both of our names and the mobile home was only in his, can they do this? And if so what effect does it have on me? We want to pay what we owe, but would like to do it in payments with an agreement.


Asked on 2/22/07, 3:09 pm

1 Answer from Attorneys
David McGruder Law Office of David E. McGruder, L.L.C.

Re: Possible Lien

If you purchased your home as husband and wife in Michigan, you own it, unless otherwise specifically provided, by "entirety." Therefore, your creditors of should not be able to reach the house for the debt of your husband alone.

Please feel free to call me if you have further questions or concerns.

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Answered on 2/22/07, 4:36 pm


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