Legal Question in Wills and Trusts in Michigan

Access to joint accounts

Regarding access to the joint accounts by the surviving joint tenant, this would probably depend on the bank's rules, but you probably still would have access.

As for "recording" a will, I'm not sure what you mean. Wills are not usually recorded like deeds, but if safekeeping is the goal, attorneys often accept wills for safekeeping and will give you a receipt to keep in your files, or the will can be kept in a safe deposit box. I'm a California lawyer, and there may be more options in your state, so if you don't get responses from Michigan or Kentucky attorneys to your question, call a local attorney's office and ask about will safekeeping options.