Legal Question in Credit and Debt Law in Minnesota

I have a collections agency calling me for a credit card I had 10 years ago. I don't have any records of payment for this acct. anymore. What can I do?


Asked on 7/14/12, 1:32 pm

1 Answer from Attorneys
Ehson Salaami MinCal Consumer Law Group (www.mincal.com)

Your options may be to request the documentation validating the account and getting the calls and contacts to stop. If this alleged account is older than 6 years old and you have not made any payments or promises of payment on this account then you may have an affirmative defense.

Our law firm focuses on enforcing the Fair Debt Collection Practices Act (FDCPA) and suing abusive debt collectors. This may be one of those situations. Feel free to contact us at 952-314-1400 or 888-678-5550 for a free consultation.

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Answered on 7/15/12, 1:12 pm


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