Legal Question in Bankruptcy in Minnesota

Seven years post-filing

(a) A bankruptcy stays on your credit record for ten (10) years; not just seven.

(b) A chapter 11 is a business reorganization. If you had a business which was reorganized under Chapter 11, you can answer "no" because it was the business, not the individual, which was the bankrupt.

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Disclosures 7 years after bankruptcy filing.

Any application should be filled out truthfully and honestly, especially if the application will be signed. Any false information may be a basis for the party who relied on the information to avoid the contract and seek damages against the person who provided the false or misleading information.