Legal Question in Bankruptcy in Minnesota

House purchase after fiancee bankrupt

If you have excellent credit and your fiancee just went bankrupt but you want to purchase a house in a few years, I would advise that you rent an apartment in your name only and orally sublease to your fiancee/spouse, taking the paycheck from your fiancee/spouse as rent. That way, when you apply for the mortgage loan, you can show the income of your fiancee/spouse to qualify for the loan without having to reveal the identity of your fiancee/spouse in the process and having the bad credit of your fiancee/spouse ruin your chances of getting a prime rate mortgage loan.

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