Legal Question in Bankruptcy in Minnesota
Will filing chapter 7 rid me of a default civil judgement against me? (in the amount of 40 grand)
2 Answers from Attorneys
If all goes well in a Chapter 7, the answer to your question would be yes. However, certain kinds of debts cannot be discharged, so what kind of debt the judgment is for makes a big difference. If there is any kind of fraud or wrongdoing involved, the creditor is likely to file an objection that could block discharge of that particular debt.
Debts for unpaid taxes, child support, and student loans are just a few of the categories of debts that often won't be discharged.
My suggestion would be that you set up a face to face consultation with a competent lawyer, so you can get into all the details about this judgment. Sometimes a small detail can make a big difference.
This response is for general information purposes only. It is not legal advice and it does not create an attorney-client relationship.
Kelly Law Office is a debt relief agency, helping people file for relief under the federal bankruptcy code.
Yes that is if you qualify for a 7 see an attorney to review your debt situation etc