Legal Question in Consumer Law in Minnesota

We are senior citizens and don't know a lot about law. I recieved an envolope delivered by UPS just left it, no one signed for it. Inside I found a check made out to me with my address and all. I never applied or requested anything. It is from Laurus Capital Management LL.C> aldo on the check is the name Capital One Bank, New York,NY. It is a real check water mark and all. It even has stubs of which to tear the check off. In the memo space is typed: Cash. If I cash it am I responcible for it even if I never ask for it? Also, what if I didn't find it outside my door and someone else took it and cashed it using my name, would I be held liable? Thank you


Asked on 7/22/11, 8:44 am

1 Answer from Attorneys

Without more information it is difficult to tell you what you should do. I would advise you not to cash the check until you are 100% certain what the check is for. It may be some sort of hidden offer. Example, you cash the check and you are automatically enrolled in some program that ends up costing you much more than the amount of the check in the long run. Nothing in life is for free. Bottom line: if you cash it you will probably be responsible or you will have to spend a lot of time dealing with it. Having a friend cash it is not going to protect you.

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Answered on 7/23/11, 8:34 am


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