Legal Question in Credit and Debt Law in Minnesota
I have a 33 year old son that does not live with me, but a debt collector keeps calling my house to talk to him. I have told them that he doesn't live here and not to call my number and they have gotten quite snotty towards me about it. Is there something I can tell them to get them to quit calling me? I feel that it's harrassment most of the time. Thank you.
2 Answers from Attorneys
Yeah, you can likely sue them for violating the Fair Debt Collection Practices Act if they have told you that they are a debt collector.
I would write the debt collector a letter requesting that they cease and desist all communications with you... Send the letter as certified mail with a return receipt requested. If the debt collector continues contacting you then you should be able to file a suit against them under the Fair Debt Collection Practices Act (FDCPA) to get them to stop and recover up to $1000 from them.
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