Legal Question in Credit and Debt Law in Minnesota
Car Repossession
I had a vehicle repossessed over 9
years ago in Minnesota, due to over
due loan payments. The vehicle was
repoed and it did effect my credit. It
is no longer on my credit report after
7 years and I recieved a call from a
law office this morning, regarding
them representing the car company
lender. I have not called the office
back as of yet...should I be worried
about them calling me after 9 years
of the vehicle being repossed?
2 Answers from Attorneys
Re: Car Repossession
Is it a MN law firm? What is balance? They may be barred by the MN Stat of Limitations>
Re: Car Repossession
Chances are the claim is barred by the operation of the statute of limitations. Attempts to enforce may give rise to you having a valid FDCPA claim.
Do not respond.