Legal Question in Credit and Debt Law in Minnesota
using fake info to get a credit card
about a month ago i filled out an application online for a credit card and used it 1 time on a 60.00 purchase. I called to see if everything went through and they must have figured the info was all fake and stopped the credit the day after the purchase (which was fine cause i KNEW it was wrong and i'd already cut the card up) I'm sending a money order to pay for it when the statement comes.How much trouble could i get into for this? And how did the app go through and get activated before they figured it wasen't legit?
1 Answer from Attorneys
Re: using fake info to get a credit card
You can be charged with gross misdemeanor credit card fraud in the state of Minnosota which is punishable by up to 1 year in jail and a $3000 fine.
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