Legal Question in Credit and Debt Law in Minnesota

monthly payments to collection firm

i am unemployed and trying to survive. collection firm threatening judgment. making payments. can collection firm take my bank account or obtain access to it? am i being intimidated?


Asked on 3/25/09, 4:35 pm

2 Answers from Attorneys
David Anderson Anderson Business Law LLC

Re: monthly payments to collection firm

Have an attorney send a Cease & Desist letter under the Fair Debt Collection Practices Act.

Do not ignore any Summons served personally on you.

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Answered on 3/25/09, 6:26 pm
Maury Beaulier612.240.8005 Minnesota Lawyers

Re: monthly payments to collection firm

The collector may sue you for the unpaid debt and seek a Judgement. You would be entitled to defend your case in court. Only after a Judgement is acquired may the creditor seek to garnish bank accounts and/or wages.

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Answered on 3/28/09, 11:30 am


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