Legal Question in Credit and Debt Law in Minnesota
proof of authenticity
Recently, a friend received a phone call from a legal office stating that she had bounced two checks in 2001,2002. To her knowledge all past debts have been paid in full. She was the victim of identity fraud in 2001. Upon requesting information regarding the checks or to see the checks to verify that they are hers and that they are authentic, she is quite rudely denied and hung up on. She just doesn't feel comfortable sending money to someone without proof that monetary compensation is owed, and truthfully I can't blame her. Is it legal to deny access in any form to the ''evidence'' or is this a type of scam? Thanks for any advice/assistance you may be able to provide.
1 Answer from Attorneys
Re: proof of authenticity
This could well be a scam, or it could be a collection by a firm in violation of the Federal Fair Debt Collection Practices Act.
Your friend is wise to be cautious. I would be happy to review the facts in more detail without charge to verify or refute the authenticity of the collection effort, or determine if their was a violation of the FDCPA.