Legal Question in Personal Injury in Minnesota

Re: Child hurt at friends neighbors

Disclaimer:

This response is for general information purposes only and does not create an attorney-client relationship. You are advised to consult the attorney of your choice concerning the specifics of your case.

Response:

Many homeowner's policies have provisions to cover medical expenses for persons injured on the premises, whether it was the fault of the homeowner or not. It sounds as if you sent the bill to your neighbor who negligently let the kids go to the other neighbor's place. I suggest that you contact the other neighbor, the one with the swing set, and see if they can submit your bill to their homeowner's insurance. Or they could pay it themselves to keep it out of the hands of their insurance company - it could result in a higher premium.

Your child may have a personal injury claim for more than just the cost of medical care. There may be something that the child could get for pain and suffering, especially if there are permanent results from the concussion. You would be well advised to find a good personal injury lawyer to consult with on this subject. The settlement money could go into a special account for college etc. when the child is older.

Good luck.