Legal Question in Wills and Trusts in Minnesota
Debt responsibilities
I'm not certain I've selected the proper catagory...
My father passed away afew months back. Debts are now being sent to my home for bills with both my dad's name and my name since I was his care-taker.
Payment is being demanded. I do not have the money. My father's insurance policy did not even pay, everything was out of pocket because the policy was under 2 yrs old.
If these are bills of my dad's (medical, ect...) can I legally be held responsible for them? If not, is there a law I can quote in a letter to these places?
Thank you for any help you can offer.
1 Answer from Attorneys
Re: Debt responsibilities
You need to sit down, preferably with a competent lawyer, and figure out how your name got on those bills. If as is often done, you signed papers agreeing to be liable for the medical bills, you may have a problem.
What typically happens is something like this. The person is sick. You bring them to the hospial or doctor. The health care folks say here fill out and sign these papers. In the paperwork that you didn't read is a provision that says if all else fails, you have to pay the bill. Sign something like that and you may be stuck.
It's important to get letters in the mail to all the places sending you bills denying responsibility. If they continue to insist that you owe personally for the bills, then you have to request copies of the paperwork that creates such a liability. Once that paperwork comes, you need to have a lawyer review it.
And the best bet is get to a lawyer right away before you mess it up any worse. Sounds like you may already have screwed up some.
If you are really stuck with somone else's large medical bills, that's the sort of thing bankruptcy was invented for.
Good luck.