Legal Question in Credit and Debt Law in Mississippi

Re: Civil lawsuit against someone on disability to collect a medical debt

Sure, they can be sued. And judgment taken against them.

Collecting on the judgment, from someone that's essentially judgment-proof, is another matter altogether.

Re: Civil lawsuit against someone on disability to collect a medical debt

I agree with Mr. Bradie. Additionally, regarding the disability, is this person on SSI Medicaid? If so, you should send a copy of their Medicaid letter to the medical provider and the collection agency by certified mail. I don't know what the rules are, but I do know that to maintain the medicaid accounts, the provider agrees not to bill additional amounts to the patient. TCL

Re: Civil lawsuit against someone on disability to collect a medical debt

Your status as one on disability does not alleviate you from your societal responsibilities. You incurred a debt and are required to pay it. That the debt is with a doctor, or that you're on disability, is quite irrelevant in the mix. Because you have refused to pay a lawful debt, the doctor's office is well within their rights to call you about the debt, place you in collection, and sue you. Upon receiving a judgment against you, they may also avail themselves of available law to collect on the judgment by seizing funds and/or assets.