Legal Question in Bankruptcy in Missouri

How easy is it to file Chapter 7 Bankruptcy, including affadavits from creditor, is the process? Is it possible to do it myself? Why or why not?


Asked on 9/13/09, 1:50 am

1 Answer from Attorneys

Alicia Beeler Villines Alicia Beeler Villines (sole practitioner)

I'll steal the line of another attorney, who said that "doing your own bankruptcy is like being your own dentist: It will hurt." Theorhetically, it's possible. The court's website is a good place to get started. Do I recommend it? No. The filing fee alone is amost $300. If your petition is not sufficient--and your reference to affadavits from creditors leads me to believe it probably won't be--you will have a short time to correct the problem or your petition will be dismissed and the filing fee wasted. Personally, I won't accept a case that a pro se (representing himself) debtor has filed, but which has problems that I know are going to take some time to correct, and the time simply isn't there. There are 22 separatae documents, + or -, for the petition, and it takes some time to do it right.

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Answered on 9/22/09, 12:53 am


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