Legal Question in Business Law in Missouri
Unauthorized Auto reposition
My son had a firm attempt to repossess a vehicle. He denied them access knowing that he was current on his payments. Called the bank to correct the issue and was assured that everything was ok. Two days later the repossession company took the vehicle from their employment site. My son called the bank and explained the problem. The clerk noted that it had been repossessed but should not have been. My son had to drive 60 miles to pick up the car so basically 3 one way trips were made. Also what it there are damages because of the invalid repossession? What should he do to protect himself and the vehicle? Is he entitled to compensation for mileage and any damages?
1 Answer from Attorneys
Re: Unauthorized Auto reposition
Your son has an action in conversion against both the bank and repo company. He took all appropriate measures. He should contact an attorney and seek recompense.
If he wants to settle for less than $3000 he can sue in small claims court for "conversion" and "trespass to chattels" for the wrongful repossession.
Good luck
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