Legal Question in Consumer Law in Missouri
defective diamond purchased in U.S.Virgin Islands
Purchased a $6999 diamond ring in Puerto Rico while on cruise 2/24. Jeweler receipt says clarity SI-2 & their warranty paperwork says ''Solare 129'' facets. Returned home to Missouri & had it appraised 3/20: clarity is actually SI-1 (not as good), 57 facets. The serial # on girdle does not even match the receipt - that is a substantial discrepancy! My jeweler's appraisal says $2950 for center stone, he told me verbally the mounting was an extra ~$1000 max. FAXd dispute paperwork to Cr card co 3/31 & 6/24, but they pd merchant 6/17 in spite of my dispute because I signed merchant sales receipt that reads ''all sales final, no refunds'' - they say because I signed this, they can't help me. I signed it based on believing that the merchandise was what merchant said it was. I sent ring back 3/16 but it was returned to me unopened. Jeweler has horrible reviews from others on internet. Cr card co says I must pay them to keep good credit. I don't want the ring and believe this is a valid claim because merchant was dishonest in many regards. My case is not buyer's remorse - the item is not I was told it was. I, as a tourist, was taken advantage of. I don't want to lose my excellent cr score. How do I pursue this since I was clearly scammed?
1 Answer from Attorneys
Re: defective diamond purchased in U.S.Virgin Islands
You may need to fiel suit in teh virgin Islands. Therefore, you should at least consult with an attorney licensed to practice there.
Good Luck
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