Legal Question in Consumer Law in Missouri

I'm a financially responsible for this used car purchase?

I purchased a 2004 Endeavor. I traded in my previous vehicle. Documents were signed. My trade was paid off. The title was signed over to me. I have licensed this vehicle and legally put the title in my name. Now the dealer says they cannot give me the financing I agreed to. My car that I traded in has already been paid off. I'm sure they will try to set me up with a different bank/finance plan. I refuse to sign up for anything other than our original agreement. My question for you guys is... I signed the documents, they signed over the title to me, I've licensed and paid sales tax on this car. Did I just get a free car due to their clerical error?


Asked on 11/29/04, 6:52 pm

1 Answer from Attorneys
Anthony DeWitt Bartimus, Frickleton Robertson & Gorny, PC

Re: I'm a financially responsible for this used car purchase?

It would be nice if the world worked that way, but no, the court won't impose upon them to give you a free car. There are several potential options available to you, including suing for violations of the Merchandising Practices Act. Generally a person does not get to title a car until financing is approved. If you were approved, and they later decided you were too high a risk and wanted to undo the deal, you can probably compel specific performance of the original contract.

Of course, you've given me only your side of the story (and I mean you no disrespect -- its the only side you know), so there may be other factors to consider. For this reason it would be a good idea to get an attorney involved early in the process and not after they've sued for possession of the vehicle or taken other action that might damage your credit.

Read more
Answered on 11/30/04, 9:14 am


Related Questions & Answers

More Consumer Law questions and answers in Missouri