Legal Question in Credit and Debt Law in Missouri
AC Breach of Contract
I wanted to know if i owe 647 and can only pay 20.00 a month will the judge accept that?? Or will I have to pay more and after I pay this does it go off my record? And what is a civil judgment?? Is that an agreement to pay them or?? not sure about that.. Thank You!
1 Answer from Attorneys
Re: AC Breach of Contract
The amount of your monthly payment is not up to the judge, it's up to the bank and the bank' attorney. If the bank won't accept what you can actually pay, then insist upon the case being set for trial and make them prove their case against you. No attorney will want to try a $647 case. The civil judgment is actually a piece of paper signed by the judge, entitled "Judgment". The original is kept in the court file and you can take a copy. The Judgement is what legally allows a creditor to file garnishments, executions, judgment debtor exams, and take other actions to actually collect the amount owed plus interest and costs.
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