Legal Question in Credit and Debt Law in Missouri
auto reposession
my son's car was reposessed without any warning at all. No notice to cure, no letters nothing they just took it. Now they won't release his personal posessions until he pays them an under $200 fee. How can they do this, they sent us back dated letters after they had already reposessed the car but it wasn't a notice to cure just that they were going to sell it. Please help me i am so frustrated with this place.
1 Answer from Attorneys
Re: auto reposession
You need to get an attorney involved. THey can repo the car, but not other possessions, and they cannot charge you to reclaim them. If they try, that's called "conversion" and you can sue them. If they sell the car without a formal notice to cure, you can sue them for that too. You need a good attorney to help you through this matter. An attorney should be able to make a phone call and get you your personal property. As to whether to cure or not, that's entirely up to you. It may work to your advantage not to cure and to have the car sold, in some instances.
Good luck
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