Legal Question in Credit and Debt Law in Missouri
I found out on Missouri's Case.net that I am being sued by Capital One and that I have a court date of July 11. I have yet to receive any sort of letter from the attorney nor a summons, even though I did receive a business card from the Sheriff's Department at my door the other day (which I called and they weren't much help). My question is, what should I do next? Should I get a lawyer or just go to court and try and battle it out? I've been making payments on the account for the past 6 months for $61 a month and yet they are still suing me...
1 Answer from Attorneys
Depending on how much the lawsuit is asking for, it might be in your best interest to hire an attorney. Sometimes an attorney can negotiate a deal that will save you much more that the attorney's fees cost you. I would definitely advise against you just going to court and "battling it out". the attorney representing Capital One is a professional with a good deal of experience representing creditors against debtors. You need an attorney to be on an even playing field.