Legal Question in Credit and Debt Law in Missouri

Hospital Bill

Ok a first off I owe the hospital roughly 12000 dollars, and a collector called me (that is owned by the hospital) and said that since I havn't paid in like 2 years the only way I could pay was to give them my bank account number and have them take it out automaticly. And they are going to take out 25% of my check. I felt like I had no option and was scared and I gave it to them. I tried to explain to them that I would pay them but I couldn't afford what they wanted. They said that I had no choice but that way. Now I've been told that if I closed my bank account and sent them a money order every month for like 150 dollars that I'm making an effort and they can't take me to court is this true? And could they do if I did close the account what could the reprecoussions be from that. Please help I don't know what to do.


Asked on 10/16/08, 3:53 pm

1 Answer from Attorneys
Anthony Smith LawSmith

Re: Hospital Bill

Based upon the facts you described, there appears to be no legal problem with closing your account, or telling your bank not to honor the collector's draw agaisnt your account. On the other hand, your sending an amounbt less than the total undisputed portion of your debt, would not prevent them from taking you to court. But, it would toll the statute of limitations, so they may not take you to court, but the time in which they do so later would be extended.

Good Luck

Read more
Answered on 10/16/08, 11:23 pm


Related Questions & Answers

More Credit, Debt and Collections Law questions and answers in Missouri