Legal Question in Credit and Debt Law in Missouri

Re: judgement laws on bank accounts

If there is a judgment, no, there is nothing illegal about it. The judgment can be "executed" by filing a writ of garnishment. Essentially the creditor sues your bank for information. The bank responds with how much money you have, and the creditor asks the court for a "pay in order" which requires the bank to pay it in to the court. When the bank pays it in, the creditor then goes to the court and asks for a pay out order, which allows the clerk to pay it to the creditor.

If there is no judgment, they can't get the execution however.