Legal Question in Credit and Debt Law in Missouri

I had a judgment ruled against me five years ago and I paid the judgment in full. I have my documents to prove this. The company sued for over $3000, plus laywers' fee. The judgment was for under $700, plus lawyers' fee. I paid this account in full in 2005. Yesterday, September 18, 2010 I received a letter from the lawyer stating they I owe more money on this account. Pay or other actions will be taken. Can they charge me more money when I paid the judgment the judge ordered? I am tired of this company and I followed the law. I should have documents on file that I sent to the judge when I felt I was being harassed by this company and lawyer. What can I do? Do I need a lawyer? What is the fee? Can I counter sue this company for harassment? I need help!


Asked on 9/19/10, 10:03 am

1 Answer from Attorneys
Anthony Smith LawSmith

Under most state and feddral consumer credit laws, attorneys are deemed to be collectors. Collectors restricted from doing several harrassing things, and required to do some things in collecting adebt. If the law firm is trying to collect a judgment that has been paid, then they may owe you some money. Make sure you have your judgment/payment information correct. If you are sure, then file for a Satisfaction in the case. That will make the attorney for the other side have to show that you still owe money on the judgment. You may do better at this if you have an attorney representing you. Many offer a low cost or free initial consulation. Meet with one, and see what they will charge to at least help you draft your documents.

Good luck

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Answered on 9/24/10, 12:28 pm


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