Legal Question in Credit and Debt Law in Missouri

I live in Virden Illnois, I sold a camper to a person that lives in Franklin county Missouri. The terms were $2,000 down and the remaining $13,750 within 60 days. I have a signed and witnessed contract to these terms. Before entering into the contract I had a D&B run on him and he came back clean, in fact the insurance agent I had run the D&B said he had a very good credit rating. In the past year and a half I have recieved a total $3,000. I have had sporatice contact with him, trying to work with him to get payment. Contact has ceased for the last month and a half, I have tried calling daily and leaving messages, but he does not ever answer or call back. The contract states that if he default that he is obligated to return the camper to the place of purchase, St Louis Missouri, I still have title to the camper. He claims that he has taken the camper to Mississippi, where he does winter work.

So what is my best course of action? Can I report the camper stolen and if so where do i do that at (Virden Illinois, St Louis Mo, or Franklin County Mo)? Do I have to file a claim and if so where agian?

Any other advice you can give?


Asked on 3/26/10, 8:49 am

1 Answer from Attorneys
Sean Santoro Santoro Law Office

I doubt the police will consider this a stolen vehicle under the circumstances. Because you willingly gave possession to the buyer, it is considered a civil matter. You can sue the buyer either in Miss. or in Franklin County MO for conversion. Conversion is retaining possession of a good when you have no legal right to do so. Feel free to contact me if you want to discuss this further.

Sean Santoro/Licensed in KS and MO

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Answered on 3/31/10, 9:18 am


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