Legal Question in Credit and Debt Law in Missouri

Under the Fair Debt Collection Act, and other legislation, collectirs are required to give s written Notice of the debt prior to filing suit. If your written agreement with the lender days that you will accept electronic msil the dame ad pistal mail, that when notice could be by email. It is not the equivalent of a Summond being served upon you, si they cannot take judgment in Missouri, yet.

Good luck

They can send "notice" by email if the contract allows it, but if they sue you they must have you served pursuant to the Rules of Civil Procedure. If you get served, you need to hire an attorney. I may be able to help you myself Contact me directly for a free telephone consultation.