Legal Question in Credit and Debt Law in Missouri

Based upon the facts you described, it is nearly inconcievable that your parents would be forced to sell their home. But, if ajudgmetn is had agaisn tthem, they may have to pay the judgmetn before they can refinance the home, or get money form selling the home. Also based upon the facts you described, it seems that neither or your parents fixed incomes will be subject to garnishment. But, if they comingle it in an accout with other monies, it may be subject to execution.

Good luck

In addition to the above response, I would suggest that your parents should hire an attorney to represent them in the suit brought by the creditor. An attorney should be able to save them a substantial amount of money, either by defnding the suit or by negotiating a settlement. I have handled hundreds of these cases for people in your parents' situation. You may call me or have them call me if I might be of service.