Legal Question in Credit and Debt Law in Missouri

Get the check back. Make a report with your local police department and the attorney general's office. It was foolish to try use the funds after just two days. You may have a claim against the bank that the cashiers check was supposedly drawn upon. Obviously, you have a claim against the person that scanned you. Unfortunately, you probably have no claim against your lenders, as they were not part of the crime committed against you. But, if you have reported and cooperated with the Attorney General's Office, you may have some protection as to federally secured loans. If your financial situation is bleak, your filling a Position for Bankruptcy might stop foreclosure and repo actions. You should discuss your situation with a bankruptcy attorney very soon. You may choose not to file, but you will have gotten advice specific the particular facts of your situation, and not just a general description of some of your options, based only on the like description of your situation here. You need to consult directly with attorney in your area before deciding how to seek to keep your housing and car.

Good luck