Legal Question in Credit and Debt Law in Missouri
I wanted to ask you a legal question. I put a truck in my name that my ex (bf at the time) drove and paid for, He wanted to trade it in and they only gave him part of what he owed. He still owed 13,700 after trading it in. I bought an SUV and traded my old SUV and his truck in and that made my payments $275 more a month give or take a few because of his truck. He promised to pay me back and he told my family he would. Now he has a new girlfriend and changed his number and blocked everyone who is a mutual friend on facebook. I had text messages and fb messages but they are deleted now because I trusted him. I guess I was wrong to trust him. Is there anyway to get my money from him without a promisory note, or am I just out of the money?
Thanks for any advice you have,I cannot seem to find the messages.
Elizabeth Wiethop
1 Answer from Attorneys
Based upon the facts you described, it apperas there is no cause of action. You bought atruck, your ex made the payments while he drove it, and then you got to trade it in on a new vehicle.
Obviously you made a bad purchase decision., as you lost so much money on the deal. The only cause that jumps out is that nyour ex may have damaged or misused teh vehicle to an extent that it's trade in value was less than it should have been. But, since you no longer have the vehicle, it would be tough to prove. If you agree to use your name to purchase a vehicle for someone, you should have clear (documented) agreement as to who will be responsible for what.