Legal Question in Credit and Debt Law in Missouri

my wife had a credit card in her name only 5 years ago with a balance of 4700.00 we have not been able to make any payments she does not work and has no bank account we barley make it on my income i am fighting to keep our house out of forcoluser with or lender my question is she recieved summons to apear in court by this c/c company if we had the money we would have paid it what can they do to her or can come after me thanks tom


Asked on 1/05/10, 4:34 pm

1 Answer from Attorneys
Michael R. Nack Michael R. Nack, Attorney at Law

If you did not sign the credit card application or use the card, then the creditor should not be able to file a garnishment or execution on any bank accounts, car or other assets that are owned in joint names with your wife. Still, you might consider hiring an attorney. In many of these cases an attorney can save you more money than the attorney costs you, and the attorney can often avoid any garnishments or executions on assets being attempted by the creditor. Please at least consult with an attorney.

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Answered on 1/18/10, 7:41 pm


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