Legal Question in Family Law in Missouri

Hi,

Is it possible to get life insurance on a suicidal family member? Thank you.


Asked on 3/11/10, 8:08 pm

1 Answer from Attorneys

Anthony Smith LawSmith

It is theoretically possible to purchase life insurance on any family member. However, depending upon the person's age, the insurer might require a medicla exam. If that exam shows previous tendencies toward suicide, many insurers will delcien to insure, or charge very high rates. In Missouri, you generally cannot collect on a life insurance policy whre there has been a suicide son after the insurance is purchased. In that case, you would be paying premiums on future coverage. Good luck

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Answered on 3/17/10, 8:59 am


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