Legal Question in Insurance Law in Missouri

You didn't say why the insurance company denied the claim, and whether the policy provisions permitted the denial under the specific circumstances of your situation. So from the information you've given it's unclear if the denial is justified. However, there's obviously a big inconsistency between validly denying the claim and then turning around and paying $69,000 on the claim to the lien holder.

So, based on everything you've said, the short answer is to your question of "Can they do this?" is: " Only if you let them." While I obviously don�t have all the facts, it seems based upon what you�ve said that the insurance company is testing you, to see if they can push you around. You need an attorney to show them that you�re not going to accept their low-ball offer.

I can help you with this if you like. I�m not allowed to put a phone number in here, but you can get it from my website.

Please be aware that the statements and opinions provided above are just a broad informational service to the general public. Since this reply is based upon an incomplete description of facts, this email can not used as a substitute for legal advice from a qualified and fully-informed attorney. Also, these communications are intended for use by the public, and this email does not constitute a confidential communication nor does it create an attorney-client relationship with Curran Law Firm or any of its members.

Rob Curran

Curran Law Firm

3516 South National Avenue

Springfield, MO 65807

www.CurranLawFirm.com