Legal Question in Employment Law in Missouri

Although right now an employer can refuse to hire, or after hiring, fire an employee based on their credit report, the EEOC is pushing for that to cease. The EEOC has sued a company for doing just that. It was dismissed because it was not filed quickly enough. Because the court didn't get to the real issue, the EEOC may take another crack at it with another plaintiff.

On that basis, you may be able to assert racial discrimination based on an unpermissive credit check. However, if the position requires fiscal responsibility credit checks will probably be determinative of the skills required for the position.

Under the Fair Credit Reporting Act, employment purposes are including as permissible uses for consumer reporting. Under certain circumstances, employers do not need your permission to check your credit history.