Legal Question in Personal Injury in Missouri

Re: Insurance offer

The answer to your question "is this normal," unfortunately, is yes. Lately, the insurance industry has been hard hit by losses, both in the stock market and from the 9/11 and related claims. They are therefore trying to squeeze out as much profit as they can, and one way to do this is to unfairly refuse to pay claims.

The insurance industry is a numbers game. If they know that 1-2% of claimants will never follow through on their injury claims, they can save millions of dollars by denying all claims, and then paying 98% fairly.

As for making them pay your attorney fee, unfortunately, the answer is no. However, hiring a qualified, experienced trial attorney will help you get the best possible recovery, and paying a fee to get you the full value of your claim is usually better than taking half or a third of the fair value of what you have lost.

The statute of limitations for an automobile crash injury in Missouri is 5 years, but you should not wait that long to hire an attorney if you are going to do so. The longer you wait, the more difficult it becomes to take statements and gather evidence to prepare your case.

Please feel free to call me, with out cost or obligation, to discuss this further. 314.252.9937.