Legal Question in Traffic Law in Missouri
My dog got off the lead in my neighborhood. I was running after her. She darted in front of a car and was hit. Fortunately, the dog was not seriously hurt. A vet visit and an x ray confirmed she had no internal injuries. The driver wants me to pay or the damage to her ground effect (plastic bumper on her Prius). My insurance agent said I have no insurance for such a claim. What is my legal responsibility?
2 Answer from Attorneys
From the facts you described, it sounds like you might be liable for the damage to the car. However, it is rare that a dog hits a car. Therefore, it is odd thaat the woman wants to geet paid for hitting your dog. The facts will determine liability. You might look at your insurance again. Your agent may be wrong about your coverage. If you have homeowners coverage, it may be cheap to add $5,000 in general liability coverage.
Good luck
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