Legal Question in Credit and Debt Law in Montana

Bank wishes to charge me

I bought my first car late 2005, and i struggled to make payments as they were taking up 50% of my monthly earnings, either way i lost my job and eventually the car got repossesed in october of 2006. I just got called by a company wishing to claim on the rest of what i owe, but threatening to charge me with attempting to defraud a creditor. Im a college student barely making endsmeat as is, with problems like how am i going to pay rent. Do I have any rights? what can I do? Please help.


Asked on 5/23/07, 2:28 pm

1 Answer from Attorneys

Phillip Oliver Oliver Law Firm, P.C.

Re: Bank wishes to charge me

It sounds like another collection agency using illegal threats making you think you will go to jail and to motivate you to borrow the money from your parents. I do not know the particulars of your case but, based on my experience, I doubt they will do more than yell and make threats.

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Answered on 5/24/07, 12:14 pm


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