Legal Question in Credit and Debt Law in Nebraska
laws for medical payments
I had heard that as long as you pay any amount that you can afford that a medical bill could not be sent to collections, as long as you are making payments. I was just wanting to make sure that this is tru or not. Thank you
3 Answers from Attorneys
Re: laws for medical payments
It is not true. The creditor can sue you at any time, whether you are making payments or not, and ask for a judgment in full. He can then execute on the judgment.
The myth about "making payments" is a very persistent one, but completely contrary to state law.
Re: laws for medical payments
This is not true. Medical bills are no different than any other bills; the creditor has the right to demand the total amount due at any time, unless you contractually alter the bill repayment terms (meaning, enter into a new deal re: how debt is to be repaid, and then creditor can only demand full payment as set forth in the agreement.) So, if you are just sending in money as you can afford to, it is possible that the medical creditor will be fine with that, but it is also legally able to send your bill to collections if it is not fine with it.
Re: laws for medical payments
Not true.
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