Legal Question in Bankruptcy in Nevada

Re: credit card debt

Only if you do your research and know what to expect. Can I do your job today without any training? If I can't, why do you think you can practice law without school and training.

Re: credit card debt

You are entitled to an accounting in the lawsuit, upon proper request.

NRS Chapter 97A provides, in pertinent part:

NRS 97A.160 Records required in action to collect debt: Establishment of liability and amount;

authentication; retention.

1. Notwithstanding the provisions of chapter 52 of NRS, in any action brought to collect a debt owed to an issuer:

(a) The issuer may establish that the cardholder is contractually liable for the debt owed by submitting the written

application for a credit card account submitted to the issuer by the cardholder or evidence that the cardholder incurred charges on the account and made payments thereon.

(b) The amount owed may be established by photocopies of:

(1) The periodic billing statements provided by the issuer; or

(2) Information stored by the issuer on a computer, microfilm, microfiche or optical disc which indicate the

amount of the debt owed.

2. The content of such records must be authenticated:

(a) Pursuant to the procedures set forth in NRS 52.450 to 52.480, inclusive; or

(b) By the submission of a written affidavit sufficient to establish:

(1) The affiant as the custodian of the written records offered as evidence;

(2) That the written records offered as evidence were made in the ordinary course of the issuer�s business; and

(3) That the written records are true and correct copies of the records retained by the issuer.

3. The liability of a person other than the cardholder for the amount of any debt owed to an issuer may be

established by evidence indicating that the person caused the charge to be incurred on the credit card account.

4. An issuer shall retain any record necessary to establish the existence and amount of any debt owed to the

issuer for at least 24 months after the record is first published, issued or filed.

(Added to NRS by 1995, 2599)

Your attorney can advise further.

Sued for credit card debt

Since your question has been posted in the field of Bankruptcy, I am wondering if now might be the right time for you to consider filing. Certainly it is "safe" to go before a Judge for a hearing on the suit. Mind your manners and forget the antics you see on tv. But if you file a Bankruptcy, the credit card debt can be eliminated, so why would you put yourself thruogh the hassle of taking time off of work to spend the time arguing over this? I would suggest contacting Paul, Jeff or myself directly to see if Bankruptcy is appropriate for you.

Good luck!