Legal Question in Bankruptcy in Nevada

It is possible that your consumer credit report will indicate that this debt was "included in a bankruptcy," and for most people, that information will freak them out. But this notation should not affect your credit score, and creditors do not read your consumer file, but generally only look at your FICO. Many people rely on ongoing reports of timely payments to keep their FICO score high, and to the extent you have relied on this account for this purpose, because of the bankruptcy, the creditor will no longer be reporting information on your credit report about this account.