Legal Question in Consumer Law in Nevada
consumer fraud
I purchased a autombile from a dealership in las vegas. I had the car for two weeks. The dealership reposed the new car explaining that they could not get me financed because of my credit history and banruptcy whick they were aware of at the time the contract was signed. What are my rights as a consumer. is the dealership responsible to return my trade in. do I have to pay for storage charges. do I have to pay for mechanic diagnisis. am i entitled to get my $500.00 deposit returned to me.
thank you
2 Answers from Attorneys
Re: consumer fraud
I cannot respond in full or with complete accuracy because I do not have all the details. Certainly you should have some rights here since it sounds like you signed a contract but a term of the contract (financing for the vehicle) fell through. Yes, the dealership may be entitled to take the car back (I do not know what the contract provided) but you also are likely entitled to a return of your trade in (or downpayment) minus some amount to compensate the dealer for the 2 weeks you had & used the car. I suggest you pursue a small claims court action or contact the Nevada DMV (they regulate car dealers) for assistance. You may also have other legal rights or options but I cannot comment on that since I do not know all the details.
Re: consumer fraud
Did you sign the front of the contract where it says Notice of Rescission Rights? If you did, the dealer has 15 days to rescind the deal with you if they cannot find a lender. After 15 days, you have a binding contract with the dealer and they are the creditor.
If the dealer rescinded the deal within 15 days, you are entitled to return of your trade-in and down payment. I don't know what you mean about mechanic diagnosis or storage fees.
You should make a complaint to the DMV about this. It is a prohibited and deceptive practice.
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