Legal Question in Credit and Debt Law in Nevada

Without knowing your exact situation, it is difficult for me to answer your question exactly, so, I can only give you basic principals. For that reason, this can not be considered legal advice and is only for informational purposes - theories of how to leave the banks out of your life, if you can. I consider these banks and bankers to be little better than criminals, if they get nothing, or get sent to jail, they get what they deserve. However, as a matter of law, I never suggest that people simply stop paying their credit cards and see what happens - some people do recommend that, but as a lawyer, I don't.

1. If you are on social security or other 'fixed' income type retirement or annuity, the credit card company may have a difficult time collecting on a judgment from you - this means, you don't own a house, or a car that that they could sell to cover your debt. 2. Pay the minimum, or pay them only $25.00 per month after communicating with them. If they tried to sue everyone who did this, they would soon be out of business, which would be good for the country. 3. Negotiate with the bank for a payoff which usually requires that you stop paying them for a period of time - which as I have said, some people recommend, but, as a matter of protecting myself, I don't. 4. File for bankruptcy after consulting with a lawyer. When in a legal dispute, or a potential legal dispute it is always best to consult a lawyer. Google me. Thanks.