Legal Question in Credit and Debt Law in Nevada

Need some insight please... I have back HOA (not insurance-just HOA) dues from when I first purchased my house and was told my dues would be a part of my escrow....which it ended up not being true. It was my first home, so I had no idea until I was contacted about past dues. I pay my current dues, just not my past dues as I am currently unemployed-was laid off in November. The management companies changed within the last year and this particular company sent me a letter last month about the dues, I responded that I am unemployed at this time and I am paying my current dues and cannot afford anything more right now. The last company prior to this new company explained that they would put a lien on the house until it was paid, which I was fine with, and it was left alone until this new company took over. Now this new company is coming after me. I received a letter today that they are going to attempt to foreclose on my home over 989.00???? My mortgage is current and my HOA is totally separate. How can they take my home away when I pay them current payments and pay my mortgage up to date? As well how can they take my home over 989.00? A lien I can understand, but take my home... Please someone shed some light on this matter....


Asked on 6/15/12, 5:56 pm

1 Answer from Attorneys
David Otto David Otto & Affiliates, PC

It is very likely if the lien is valid and/or if you don't fight them legally that the HOA can foreclose on your house for the $989.00. You need to find a way to pay the $989.00 as soon as you can to avoid the possibility.

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Answered on 6/16/12, 5:06 am


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