Legal Question in Credit and Debt Law in Nevada
Summons on Credit Card debt
I have contacted the Law Firm handling a collections debt for the credit card company that I am in default with to arrange some kind of payment that I can afford. The Law Firm says that the amount offered is not acceptable and will proceed forward with a judgment against me. I am living on disability and have two children, what am I supposed to do? Not buy groceries? How do I fight their unwillingness to be reasonable? Or, do I just have to deal with having a judgment against me? If that is the case, what is the worse thing they can do to me if a judgment is awarded to them?
1 Answer from Attorneys
Re: Summons on Credit Card debt
"How do I fight their unwillingness to be reasonable?"
It is not their unreasonableness, but your unwillingness to hire competent counsel, which puts you in the position you are in.
I have posted several times in this forum that credit card lawsuits are, in many cases, completely defensible under Nevada law, if a timely response if filed and properly served. My office just obtained a voluntary dismissal of a $14,000 credit card lawsuit, even after a so-called "arbitration award" was rendered by NAF, the National Arbitration Forum. The costs of the defense were under $3,000.
If you do not properly defend and a default judgment is rendered against you, you can lose your money and property through official Court post-judgment collection process.
Your attorney, if and when you hire one, can explain further.
Related Questions & Answers
Looking for something else?
10,200 active attorneys ready to answer your legal questions today.
Featured Attorneys
Earn additional revenue and grow your business.
