Legal Question in Family Law in Nevada

A law? Not so much. But common policy is to calculate the premiums charged with -- and without -- whatever group you are trying to isolate, and comparing the premium sums. Complexity hits when looking at some "family plans" -- the question then becomes which group is "free." While it varies from court to court, most judges in most such situations tend to allocate the additional premium for the people counted as "family," and prorate on a per-person basis. This tends to approximate "fair" adequately for most folks -- but there is no per se rule for how to do it.