Legal Question in Insurance Law in Nevada

auto medical insurance

does your health insurance cover you in auto accident


Asked on 1/22/07, 11:19 pm

2 Answers from Attorneys

James Smith James E. Smith Ltd.

Re: auto medical insurance

Yes, but your health insurance is entitled to be reimbursed by the insurance for the person at fault in the accident if that person is not you.

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Answered on 1/22/07, 11:22 pm
Steven Lynes Lynes & Associates

Re: auto medical insurance

Yes. Your health insurance should cover all medical costs regardless of how you were injured. However, when you�re hurt in an auto accident and file a personal injury lawsuit, your health insurance may file a medical lien for reimbursement out any judgment or settlement in which medical costs is recovered.

Further, if you do not have any health insurance, you should be able get a reimbursement for uninsured medical expenses from the �medical payments/personal injury� portion of your own auto insurance. Check your with auto insurance agent for terms and limits.

[Please be advised that the statements and opinions provided above are an informational service to the general public. Since this reply is based upon an incomplete description of facts, this email should not used as a substitute for legal advice from a qualified and fully-informed attorney. Moreover, these communications are intended for use by the public. As such, this email does not constitute an confidential communication nor does it create an attorney-client relationship with Lynes & Associates or any of its members.]

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Answered on 1/23/07, 11:44 am


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