Legal Question in Real Estate Law in Nevada
Credit Check
I suspect my daughter-in-law (seperated from my son) is trying to secure a mortage loan using my name instead of her husbands. He is a Junior.
My son recently received a quitclaim deed to sign from a title company that has my name without the Jr on it. Is it possible she has been okayed for a loan using my name and credit line. I don't think she has my SSN.
1 Answer from Attorneys
Re: Credit Check
It is possible for a lender to get a credit report, even without a SS #. If you suspect your name and/or SS# has been used or is to be used for purposes you have not approved, notify the credit reporting agencies (Trans Union, Experian, and Equifax). Also, if you have a document from a title company, contact that title agency and notify them of your concerns. It would be best if you had records of your contact - such as a faxed letter confirming any telephone conversations.
You may also contact law enforcement and advise them of your concern that your "identity" is being used by another.
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